How You Can Get Quotes for Taxi Insurance?

There are a lot of insurance companies out there providing insurance policies. The best method to get the insurers and brokers offering discounted rates is via web search i.e. Google and Yahoo. If you are driving minicab on the road and looking for an insurance quote for a minicab. You just need to enter the phrase “minibus insurance quotes” in the search engines and you will get thousands of results for brokers offering online quotations.

Though everyone is not comfortable with purchasing their vehicle insurance quote online. This is why companies usually provide a contact telephone number of their websites. To get the insurance quote, you have to consider certain factors in your mind;

Specify Your Needs for The Policy:

To get the quote you need, you need to specify exactly the type of vehicle and for what purpose you are driving your vehicle for i.e.

• public or private hire taxi insurance
• the private hire minicab insurance
• or contract work such as school runs

A private hire policy differs from a public hire insurance policy and the correct cover will make you sure that you are correctly covered. You can get help from local taxi licensing department if you have some confusions.

Age of the Driver:

There are almost all insurance companies who count the age factor to determine the premium price of a taxi insurance quote. Usually, older drivers with a few years of taxi experience may get a discount based on their past experience compared to the drivers that are aged between 21 to 25 years. However, some insurance companies specifically offer policies only to the drivers aged above 25 and don’t provide coverage to the younger drivers.

Disclose All Claims and Accidents:

Since the policyholder has to disclose all material facts so it is important to disclose all claims and accidents. Some insurers ask you to provide a claims history for up to 3 years and others may ask you to provide the claims for up to 5 years. Bear in your mind that you have to declare the claims or accidents that were not even your fault.
Before you call a company to get a quote for Minicab Insurance, make sure to keep all the necessary information in hand for the advisor to offer you a quote over the phone.
The information may include;

• details of any existing insurance policy
• full details of the vehicle to be licensed
• name of your local licensing authority
• details of any motoring convictions and fixed penalty points and
• the details of any private car or taxi no claims bonus

To get an insurance quote, you have this important information to get the right policy for your vehicle.